Fundamentals of Credit Management

0
Certificate

Paid

Language

Level

Intermediate

Access

Free

Last updated on May 5, 2026 7:04 pm

Learn the principles and practices of credit management in this finance course that explains how loans work and improves your business’s customer service.

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This ‘Fundamentals of Credit Management’ course explores the best credit management techniques to help your customers. It teaches lending principles, setting terms and the various types of borrowers. In addition, this course teaches you how to analyse income statements, examine and interpret ratios like liquidity and solvency ratios and learn about working capital loans and appraisal loan terms. Enrol today!

What You Will Learn In This Free Course

  • Explain the principles of lending in…
  • Discuss the principles of ?risk spre…
  • State the importance of timely repay…
  • State the circumstances that lead to…
  • Explain the principles of lending in businesses
  • Discuss the principles of ?risk spread?
  • State the importance of timely repayment of loans
  • State the circumstances that lead to the dissolving of the partnership firm
  • Identify the various components of the financial statement
  • Discuss the primary purpose of the income statement
  • Recall the formulas for calculating quick assets and net working capital
  • Discuss the principles of the working capital loan system
  • Distinguish between the gross and net operating cycle
  • Define the term ?liquid surplus? as used in computing working capital
  • Principles of Lending and Types of Borrowers

    In this module, you will be introduced to credit management, you will learn the roles of a credit officer which includes finding quality borrowers, you will also learn how banks risk zones and you will be taught negative future risks can be mitigated suing due diligence, you will learn about the hybrid companies and important features of a company.

    Understanding Financial Statements, Balance Sheets and Ratio Analysis

    In this module, you will be taught the importance of an income statement in any business or company and you will learn how to analyze and interpret an income statement, you will be introduced to ratio analysis and its types which includes liquidity ratio and solvency ratio and you will also learn how it helps investors make the right investment.

    Working Capital Loan and Appraisal of Term Loan

    In this module, you will learn the concept of working capital loan and working capital cycle and you will be introduced to term loans where you will learn about the depreciation of assets and also how banks draw up repayment schedules, you will also learn about term loan proposals and how to access proposals.

    Course assessment

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      Fundamentals of Credit Management
      Fundamentals of Credit Management
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