Personal Credit Creator

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Paid

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Beginner

Last updated on March 5, 2025 11:42 pm
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Learn how credit repositories determine your score, improve payment history, eliminate bad debt, and create positive lines of credit. Start building your personal credit scores today!

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What you’ll learn

  • How the credit repositories work in determining your credit score.
  • How your payment history is reflected on your credit.
  • How to get rid of bad debt if you are seriously upside down
  • How to create new positive lines of credit to improve your score

Personal Credit Creator is a course to help you build your credit scores regardless if you are just starting out or if you have over-leveraged yourself by maxing out your available credit.

If you fall into the latter category then Section 2: Credit Repair will be the most important section so that you can get a handle on your credit by taking some radical action in order to get that debt paid off and removed from your credit profile.

If you are new to credit (i.e., a teenager or someone who just got U.S. citizenship) then Section 3: New Credit Creation will be the most important to you.

In Section 1: Basics of Personal Credit we will dive into the 3 main credit repositories that are used in the U.S. We will the 5 factors in determining your credit and the exact scores that will determine if you rate as poor, fair, good, or excellent. These will be your target values with each repository – as they are different between each repository – as you are building or repairing your credit profile.

This course is a must-have for those who want a quick education and can start implementing this knowledge, immediately.

Who this course is for:

  • People who need to start or build their personal credit scores

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