Personal Credit Creator
Learn how credit repositories determine your score, improve payment history, eliminate bad debt, and create positive lines of credit. Start building your personal credit scores today!
What you’ll learn
- How the credit repositories work in determining your credit score.
- How your payment history is reflected on your credit.
- How to get rid of bad debt if you are seriously upside down
- How to create new positive lines of credit to improve your score
Personal Credit Creator is a course to help you build your credit scores regardless if you are just starting out or if you have over-leveraged yourself by maxing out your available credit.
If you fall into the latter category then Section 2: Credit Repair will be the most important section so that you can get a handle on your credit by taking some radical action in order to get that debt paid off and removed from your credit profile.
If you are new to credit (i.e., a teenager or someone who just got U.S. citizenship) then Section 3: New Credit Creation will be the most important to you.
In Section 1: Basics of Personal Credit we will dive into the 3 main credit repositories that are used in the U.S. We will the 5 factors in determining your credit and the exact scores that will determine if you rate as poor, fair, good, or excellent. These will be your target values with each repository – as they are different between each repository – as you are building or repairing your credit profile.
This course is a must-have for those who want a quick education and can start implementing this knowledge, immediately.
Who this course is for:
- People who need to start or build their personal credit scores
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